Merit Advisors LLC
Many of you reading this today are either nearing the summit of your working years or have already started the descent into retirement. A common thread in our conversations with clients regarding retirement issues is the anxiety generated by the realization that someday there will be a “last paycheck” from employment. Income is the equivalent of oxygen, and most of our clients have concerns about whether or not they will have enough of this precious commodity to maintain their dignity and independence as they navigate through their retirement years.
J.B. (Burke) Howard
RFC©, CSA, CLU©, Wealth Strategist
J.B. began in the financial services business in 2002 during the height of the economic recession. He joined a small, independent, family office run by his father-in-law - with 40+ years of experience - who mentored J.B. for over a decade. J.B. was drawn to the financial services industry as a result of a family loss and the scarcity of economic strength that was directly related to the lack of proper financial planning.
Due to the initial experience with market volatility - adopted a "safe money" retirement planning perspective that allows clients to participate in market appreciation while protecting wealth from intermittent economic downturns and volatility. Just as important as protecting against market downturns is avoiding increased taxation. As a result, the vast majority of strategies that are implemented by J.B. with clients are protected from traditional market downturns and are tax-free in nature.
A five-step process designed for your unique situation
THE 5-STEP PROCESS TO PROVEN WEALTH STRATEGIES 3 Merit Advisors, LLC 5008 Pine Creek Drive, Suite A | Westerville, OH 43081 | Tel: (614) 686-3748 Email: email@example.com | www.meritadvisorsllc.com 2 Merit Advisors, LLC advises individuals, families, and businesses on ways to grow their money like the wealthy. Through our five-step process, we will explore the options currently available to you and build a custom wealth plan designed for your unique situation.
Discover your needs in life and identify future goals. Explore and discuss uncommon financial strategies that fit your unique situation.
From our findings, my wealth design team and I will craft a customized wealth plan for you and your family entitled, Your Personal Wealth Report™; outlining areas for improvements and tax diversification.
After the detailed presentation, there may be an area where more time will need to be spent based upon your level of understanding. This step assures your certainty and confidence with the custom wealth plan and allows for any adjustments to be made - if necessary.
Once your confirmation and signature is in place, your plan gets sent to my back office for a thorough review. All medical exams, insurance contracts, redirecting activities, and other necessary steps are completed to set your wealth plan into action. Delivery is sent with a full summary of benefits and details of your plan.
On your anniversary date (date policy became effective), we will schedule an annual review to go over your plan; making sure you are on pace with the goals we established in prior discussions. This meeting is also meant to assess your current situation to see if anything has changed. Major life events may change the goal(s) of the plan and adjustments will be made at this time.
Merit Advisors, LLC
Merit Advisors, LLC | firstname.lastname@example.org | (614) 686-3748
5008 Pine Creek Drive, Suite A | Westerville, OH 43081